Consumer Underwriter

Location: Eau Claire, Wisconsin, United States

Company: Royal Credit Union

Job Type: Full-time, Part-time, Hourly

Salary: $29 - $32 /hr

Posted: Feb 5, 2026

Application deadline: Apr 12, 2026

Source: ZipRecruiter

Full-TimeRemoteInsuranceCommunicationTime ManagementGitAWSExcelMicrosoft OfficeDental Insurance

Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you're looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members.

Is this you? If so, let us know by submitting an application!

Are you a detail-oriented team member with a passion for credit analysis and Member service? The Consumer Underwriter at Royal Credit Union will evaluate consumer loan applications, make informed credit decisions, and support both direct and indirect lending channels-all while helping our Members achieve their financial goals. Please note, This opportunity is classified as Limited-Term and will have a term end date of December, 2025. The position is eligible for medical and dental insurance, all other benefits are excluded.

What You'll Do:

The Consumer Underwriter represents the fiscal interests of Royal Credit Union and its Members, and is responsible for reviewing, analyzing, and underwriting of consumer loan requests in accordance with Credit Union policies and guidelines. This role ensures timely turnaround on applications and performance of loans written for applications received through both Direct (branches, online, member service call center) and Indirect (dealership partners) channels.

Our Commitment To You:

  • Compensation:
  • $28.55-$31.65 per hour

(candidates with significant related experience may be higher)

What's Needed For This Position:

  • Associate's Degree or the equivalent in experience in business or related field
  • Two (2) years of experience working at a financial institution that includes related experience

Knowledge, Skills and Competencies:

  • Credit Analysis & Decision-Making: Strong analytical and critical-thinking skills to evaluate loan applications, assess risk, and make sound credit decisions.
  • Communication & Service: Excellent written and verbal communication skills, including interviewing and listening abilities, with a strong sense of Member service.
  • Technology & Data Proficiency: Comfortable using Microsoft Office and Royal's digital tools; experience with data analytics and business intelligence is a plus.
  • Organization & Time Management: Ability to manage multiple priorities, meet deadlines, and maintain accuracy in a high-volume, remote work environment.
  • Collaboration & Training: Skilled in coaching and supporting frontline lending professionals, fostering positive relationships with internal teams and external partners.

We'd Love To See:

  • Call center experience
  • Experience in data analytics and/or business intelligence
  • FICEP Certified (CUNA Financial Counseling Certification Program) or other financial counseling certification
  • Awareness of laws and regulations governing consumer lending practices

Work Schedule:

  • Full-time, approximately 40 hours per week. Variable hours between 8:30 AM - 7:00 PM Monday - Friday, and a rotation for Saturdays from 8:30 - 4:00 PM.

Ready to make a positive impact? APPLY NOW through the internal career portal if you are ready to take on this exciting challenge to contribute to our mission and continue growing your career at Royal Credit Union!

We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status or status as an individual with disability.

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