Director of Underwriting
Location: Evansville, Indiana, United States
Company: Boutique Recruiting
Job Type: Full-time, Part-time
Posted: Feb 7, 2026
Application deadline: Apr 12, 2026
Source: ZipRecruiter
A well-regarded credit union in Evansville, IN, is expanding its mortgage leadership team and hiring a Director of Underwriting to lead, develop, and elevate a high-performing group of nine underwriters across multiple regional offices. This role owns the underwriting strategy, credit-risk integrity, and process excellence while partnering closely with sales, operations, and executive leadership. It's a pivotal position that directly impacts growth, quality, and member experience inside a rapidly scaling, nationally recognized credit union. This is a role for a leader, not a babysitter. Someone who knows agency guidelines cold, navigates conflict with clarity and confidence, and pushes for solutions without compromising risk standards. The ideal candidate can inspire a team, build structure, and drive performance with precision and humanity.
Director of Underwriting Responsibilities:
- Lead, coach, and develop a distributed team of mortgage underwriters
- Manage workflow, productivity, and performance expectations across all underwriting functions
- Maintain and enforce credit-risk policies, regulatory compliance, and agency/aggregator guideline accuracy
- Identify and implement process improvements to improve efficiency and borrower experience
- Oversee and participate in decision-making on loans across all mortgage product types
- Run automated underwriting systems and evaluate exception requests
- Partner with Sales and Operations leadership to align goals, communicate decisions, and problem-solve
- Conduct training and onboarding programs to support growth and performance standards
- Host bi-weekly meetings with the underwriting team for alignment and communication
- Develop and maintain investor and agency relationships
- Participate in hiring decisions for all underwriting positions
- Travel up to one week per month between Evansville, IN, Louisville, KY, and Owensboro, KY
Director of Underwriting Requirements:
- 6 - 7+ years of mortgage underwriting experience
- Minimum 4-5 years leading or supervising mortgage underwriting teams
- Expert knowledge of agency guidelines: FNMA, FHLMC, FHA, USDA, VA, Non-QM, and specialty loan types
- Strong command of AUS platforms and credit policy interpretation
- Experience supporting high-volume underwriting environments
- Ability to navigate conflict between sales and credit risk calmly, collaboratively, and decisively
- Must live in or relocate to Evansville, IN, Louisville, KY, or Franklin/Nashville, TN
- Highly skilled communicator
- Bachelor's degree in business/finance, DE/SAR certifications preferred
Benefits:
- VP title possible for highly experienced candidates: $95,000-$140,000 base + $45,000-$70,000 bonus
- Bonuses are paid monthly/quarterly based on loan decisioning and quality metrics
- Full health, dental, vision, life, STD/LTD
- 401(k) with company match
- PTO + 5 sick days + 3 personal days + 13 paid holidays
- Business-casual culture; member-centric, collaborative, and competitive environment
- Low-turnover organization, stable leadership, growth-focused mortgage division
If you're ready to lead from the front and build what's next, step in. The runway is wide open. Apply now! #LI-KL1
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